What is a Special Flood Hazard Area?

A Special Flood Hazard Area (SFHA) includes any area of Town that has a one percent chance or greater possibility of flooding in any given year. The one percent flood is also known as the 100 year flood.

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1. How do I know if my property is located in an SFHA?
2. What about basements and crawlspaces?
3. What are the special requirements that apply?
4. What is a Special Flood Hazard Area?
5. What is a substantial improvement?